Important Disclaimer
Past performance does not guarantee future results
Financial planning involves risks and individual circumstances vary significantly
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific circumstances
This disclaimer applies to all content, services, and communications provided through our platform and consultation services
Information Accuracy and Completeness
While we strive to provide accurate and up-to-date information, we make no warranties regarding the completeness or accuracy of the content presented
- • Market conditions and regulations change frequently
- • Information may become outdated without notice
- • Third-party data sources may contain errors
- • Individual circumstances affect applicability of general information
Limitation of Liability
Our liability is limited to the fullest extent permitted by Australian law
We exclude liability for any direct, indirect, consequential, or incidental damages arising from use of our services
We accept no liability for:
- • Financial losses resulting from decisions based on our consultations
- • Technical issues or service interruptions
- • Third-party service failures or data breaches
- • Misunderstanding or misapplication of provided guidance
Professional Advice Disclaimer
Our consultations provide general guidance and analytical perspectives but do not constitute formal financial advice or recommendations
Always consult qualified financial advisors for specific investment decisions and formal financial planning
External Links and Third-Party Content
Our website may contain links to external sites and third-party resources for informational purposes
We are not responsible for the content, accuracy, or practices of linked external websites
Financial Services Disclaimer
Our subscription service provides consultations and analytical reviews rather than direct financial product recommendations
Important Financial Notices:
- • Consultation fees are non-refundable once services are rendered
- • All fees include applicable GST as required by Australian law
- • Subscription cancellation requires 30 days written notice
Results and Outcomes Disclaimer
Individual results may vary significantly based on personal circumstances
We make no guarantees regarding specific outcomes or improvements in your financial situation following our consultations
Jurisdiction and Governing Law
This disclaimer is governed by Australian law and regulations
All disputes are subject to the exclusive jurisdiction of Australian courts
State and territory regulations may impose additional requirements
Users outside Australia should consult local financial regulations
User Indemnification
Users agree to indemnify Phyrantholiva against any claims arising from misuse of our services or violation of applicable laws
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time with notice posted on our website
Last Updated: July 29, 2025
Contact Information
For questions about this disclaimer, please contact us using the following information
Company: Phyrantholiva
Email: contact@phyrantholiva.com
Phone: +61 298-083-108
Address: Level 15, 309 Kent Street, Sydney NSW 2000
Professional financial planning consultations designed to help you understand and navigate your financial journey with confidence: Professional financial planning consultations designed to help you understand and navigate your financial journey with confidence